01
Create your account
Sign up with email, or continue with Google, Telegram or X. Verify your email and you are in.
Stablecoins, spendable
Spend USDT anywhere Visa works.
Top up with USDT on TRON, BSC or Polygon. Open a virtual Visa card in minutes, or order a physical card — then pay in stores and online like you would with any bank card.
U-transfer · cardVisa
Payment approved
MerchantCoffee bar
Card•••• 8036
Funded withUSDT
Total10.80
- USDT
- TRON · BSC · Polygon
- Visa
- Accepted worldwide
- Virtual & physical
- Both card types in one account
- Email verification
- Required for sensitive actions
How it works
Three steps from wallet to checkout.
No bank account required. Everything happens in the app.
02
Top up in USDT
Send USDT to your dedicated deposit address on TRON, BSC or Polygon. Funds land in your wallet after on-chain confirmation.
03
Open a card and pay
Move funds from your wallet onto the card, then spend it online or in store, anywhere Visa is accepted.
The cards
One account, two kinds of card.
Start virtual for online spending, add a physical card when you want to pay in person.
- Virtual Visa card issued in minutes after simplified verification
- Physical Visa card shipped to you, activated in-app with your own PIN
- Freeze a card instantly if you misplace it
- Every transaction and statement visible in the app
- Top up from your wallet whenever you need, as often as you like
VISA
•••• •••• •••• 8036
Card holderValid thru
Beyond the card
The rest of the account.
Dedicated deposit address
Your own USDT address per supported chain — send from any exchange or wallet.
Transfers between users
Move balance to another U-transfer account without touching a blockchain.
Referrals
Invite others and earn commission when the people you invite top up their cards.
Gift codes
Redeem a code in the app to unlock a card or a balance credit.
Live support
Chat with a human inside the app, with your ticket history kept in one place.
Announcements & help centre
Product updates and step-by-step guides, published in the app.
Levels
Hold a level, earn a higher share.
Lock funds from your wallet to hold a referral level. The lock is not a purchase — withdraw it whenever you want and your level returns to what you earned by inviting.
Level 2
200 locked
Entry level for active referrers.
Level 3
500 locked
Higher commission share on invited top-ups.
Level 4
1,000 locked
For partners building a wider network.
Level 5
2,000 locked
Top level available by staking.
Amounts are the locked balance required to hold each level. Current rates and any card fees are always shown in the app before you confirm.
FAQ
Questions people ask first.
Which coins can I deposit?
USDT on TRON, BSC and Polygon. Each network has its own deposit address in the app — send only that network's USDT to it.
How fast is a deposit credited?
After the network confirms your transaction. TRON is usually the quickest of the three.
Do I need documents?
A virtual card only needs the simplified details collected at sign-up. A physical card requires full identity verification.
Where can I use the card?
Anywhere Visa is accepted — online checkouts and in-store terminals.
What does it cost?
Card issuing fees and the top-up fee are shown in the app before you confirm, so you always see the exact amount first.
Is there an app to install?
U-transfer runs in your browser and can be added to your home screen. Open it at app.u-transfer.com.
How do I reach a human?
Live chat inside the app, or email adinglee@u-transfer.com — we answer from the same team that builds the product.
Your stablecoins, ready to spend.
Create an account, top up in USDT, and open your card today.